Debbie Williams was an active 59 year old. She and her husband, a gynecologist, had gone on short-term medical trips to help the needy for over thirty years. One such trip to help a clinic in Chile seemed routine. But on the flight over, Debbie fell ill. She was rushed to a nearby hospital when they landed. Tragically, nothing could be done to save her life.
But even in the midst of grief and the paper pile of red-tape required to return Debbie’s body to the US, the church that sent them out could be thankful. You see, it was Debbie who had wisely convinced them to add team travel insurance to their travel plans. And in the midst of tragedy, team travel insurance would see her returned to her family.
Return of mortal remains as well as medical evacuation generate huge costs if not covered by trip insurance. Don Jenkins tripped and hit his head while on a mission to Costa Rica. His family in Kentucky was stuck paying a bill of $90,000. Britt Leis’ family had to pay $55,000 for his medical evacuation alone after he was attacked and robbed in Ecuador.
So what can travel insurance do for your short-term team?
1. Provide medical evacuation for ill or injured team members. Medical evacuation happens suddenly and unexpectedly. Team members injure themselves in sporting exhibitions, contract local diseases on medical mission trips, and routinely get into traffic accidents. These events incur huge costs. No domestic medical plans cover medical evacuation. Travel insurance is the only way to obtain this type of coverage.
2. Cover overseas medical bills. It is surprising how few travelers remember to purchase health insurance for travel outside the US. Medicare and many domestic insurance plans do not cover services rendered outside the country. And the new health care bill has not changed this lack of coverage. Short-term team travel insurance can, however, cover any medical emergencies the team might encounter.
3. Return the remains of a deceased team member. Flight arrangements to return a body back home are complicated and time-consuming. In the midst of team tragedy or emergency, it is a relief to know that these details are taken care of by insurance representatives. Insurance representatives experienced in making arrangements for return of mortal remains in out-of-the-way places can often be reached with just a phone call.
4. Offer assistance and peace of mind. In fact, you may find that the unnoticed benefits of travel insurance are the most valuable. A traveler in Vietnam who suffered a perforated ulcer discovered this. Insurance representatives determined that the medical facilities available in the area were inadequate for his care and arranged a medical evacuation for him to nearby Thailand where he could obtain proper medical treatment. The transfer undoubtedly saved his life.
Plans are ideal for:
- Missionaries Groups
- Church short term teams
- Student Groups
- Corporate Groups
- NGOs and other Organizations
Travelers 19 to 39 years old pay rates starting as low as $0.74 a day. And travelers age 40 to 79 pay rates starting at $1.01 per day.
For information on footy trips click here.