Category: Health

5 Reasons For a Fitness Trainer While Saving Money

Many Americans today think that having their very own in home fitness trainer is a luxury for those only that are rich and famous. We all know that celebrities like Oprah and Madonna have a fitness trainer yet we rarely stop to think how affordable in home fitness training really is or that we too can have a great trainer that will get exceptional results. We succumb to the idea that a workout DVD or a fitness book will whip us into shape while patting ourselves on the back for the money we think we saved, but our fitness goals never are reached and the book simply is added to the shelf. Worse yet, we may have spent several thousand dollars on a treadmill that we never use except for hanging clothes when we run out of hanger space. The key component we miss is that hiring an in home fitness trainer with the right company will actually save us money and obtain measurable results.

These 5 key components will get you results, teach you how to work out, and eat right while saving thousands of dollars over the course of a year. An in home fitness trainer with some large companies can cost as little as $35.99 per session.

1. An in home fitness trainer comes to you, at your home, and on your time. For one price, they bring the equipment while providing you with an outstanding one-hour workout. By hiring an in home personal trainer, you forego the expensive one year contract of a monthly gym membership, the initial enrollment fee, and the added expense of hiring their on-site trainer. Most people think that it would be less expensive to join a local health club, but in reality, it is actually more expensive. Just think 10 sessions with an in home fitness trainer at a discounted price could be as low as a mere $35.99 per session. Memberships at some of the well-known national gym chains can run a new member a gigantic $299 enrollment fee plus $45 per month on a one-year contract for a total of $839. Most of all, this is without the cost of having a fitness trainer to meet your goals. If you factor that in as well at $65 per session for 10 sessions, you end up paying a whopping $1489.00. For that price, you could have an in home fitness trainer for 37 sessions.

2. By having an in home fitness trainer, you do not need to spend money on equipment that generally does not work. A lot of us watch those shopping channels on TV to order the latest craze equipment that we expect to get us fit and it simply sits under the bed or collects dust in a corner. Even worse, for some of us the treadmill we used once becomes a clothing rack and storage unit. Save money and space by having an in home fitness trainer come to you, bring all the equipment, and once they are done leave with it. No more need to store expensive pieces of bulky equipment that you will never use, because they can show you how to get an effective workout with just a stability ball and a few bands. The Nordic Track treadmill T7, which retails for $799, prices as a “mid range” treadmill without any special features. Why would you pay almost $800 to “go walking” when you can get 20 sessions with an in home fitness trainer for almost that same price? When did it cost to go walking anyway?

3. Driving to the gym, sitting in traffic, and driving back spends gas and wastes precious time. The average American lives 10 miles from a local health club or gym and if you factor in the price of driving to the gym, sitting in long traffic and driving home after a workout, it is still cheaper to hire a fitness trainer to come to your home and provide the service for you. Based on the average of 20 miles to and from the gym and while gas could cost you, on average $2.50 per gallon, it may well cost almost $3 roundtrip each time. If you go 3 days a week, over the period of one year, it will cost about $468.

4. An in home fitness trainer will teach you how to eat healthy and less expensive. Many people think that it means that you have to go on a strict diet that could potentially make you unhappy with a starving feeling all the time. Some people think it means buying expensive prepackaged meal plans, shakes and assorted items from a magical slimming list. An in home fitness trainer can teach you how to visit a fast food drive through, when you have to, leave full, satisfied and healthy for an affordable price. The average shake is $7.00 and pre packaged food runs upwards of $13.00 a meal. If you like to cook at home, an in home fitness trainer can even go to the grocery store with you and teach you how to purchase food that is more healthy and within budget. Today’s American culture reaches for food that is fast, easy to make, and usually from a box, can, or jar that is loaded with fat, salt, calories, and sugar. An in home fitness trainer can help you make solid healthy food choices while reducing your weekly grocery bill. One or two trips with an in home fitness trainer to the grocery store can save you thousands of dollars on your food bill each year.

5. It is hard to find reliable daycare at an affordable price when you want to work out. Childcare at the gym, which is usually staffed with a few teenagers, has relatively no experience with children. By having a fitness trainer come to you, your child is safe within your reach and you can work out with no stress or additional cost. If you hire a local babysitter at $7 per hour to watch your child and you go the gym for an hour with adding in travel time, you could pay an average of $42 a week that equals $2184.00 per year. You could have 60 sessions with a fitness trainer while not leaving your child with a stranger at the same time.

After considering the cost of going to a gym and buying unnecessary equipment, hiring a fitness trainer to meet your fitness goals will save you money. A few sessions with a fitness trainer can cost less than $400, which can teach you a lot while saving you over $5000 in the long run.

For information on a Plano personal trainer click here.

Getting Help With Medicare Plans Can Make A Difference

Medicare is an important benefit for millions of Americans. Whether you are eligible because you’re turning 65 or because of a disability-it can be difficult and even intimidating to choose one option for healthcare coverage from the many available.

Medicare benefits nearly 47 million Americans by providing much-needed healthcare coverage. Plan details, formularies, processes and requirements outlined by healthcare policies, however, can be confusing. It’s a challenge to make sure you have what you need.

Selecting inadequate coverage and experiencing unexpected healthcare costs also can lead to stress and financial difficulties.

But there are objective and impartial resources available, including Medicare plan selection services that can help you determine what will best fit your needs. At the same time, it’s increasingly important to understand the type of guidance you’re receiving. For example, you want to find a company that does not accept any fees or commissions from insurance providers. The service should also not sell Medicare plans.

Medicare Basics

You should start with a simple choice at the beginning, and that’s deciding between two primary paths of coverage.

Traditional Medicare and Medicare Part D, with or without Medigap: One option is to choose traditional Medicare, which includes hospital insurance, or Part A, and medical services insurance, or Part B. Combined, this is the traditional package of basic coverage many people select and use.

When you choose traditional Medicare, you also need to purchase prescription drug coverage, or a Medicare Part D plan. Although Part D is voluntary, if you don’t choose a Part D plan when you’re first eligible and want to buy one later, you may have to pay a penalty to do so. You also have the option of purchasing a Medicare supplement plan, or Medigap, which can help cover additional healthcare expenses.

Medicare Advantage: A second option is to choose a Medicare Advantage plan, or Part C plan. Generally, this type of plan provides the coverage that you would get under Parts A and B. Your prescription drug coverage, or Part D, also may be included in a Medicare Advantage plan. More than 12 million people are expected to enroll in Medicare Advantage plans in 2011.

Medicare: A Personal Choice

Keep in mind, Medicare coverage selection is a personal decision that depends on your specific healthcare and financial needs.

Just as medication may be prescribed for your health, your Medicare coverage should be designed to fit your health needs.

This is another reason it can be beneficial and critical to receive assistance with your Medicare plan selection. An impartial Medicare plan selection service can help you understand and choose the most affordable and appropriate Medicare coverage for your healthcare needs.

Because you may be choosing from the options mentioned above, including traditional Medicare, Medicare Advantage, Medicare Part D and Medigap, a Medicare plan selection service is designed to help you identify what works best in your situation. In some cases, for example, traditional Medicare is sufficient, so your most important decision to make during Medicare annual enrollment may be selecting a prescription drug, or Medicare Part D plan.

Medicare Annual Enrollment: Millions of Medicare beneficiaries have the important decision of selecting their coverage each year during annual enrollment, which is conducted from Nov. 15 to Dec. 31. This once-a-year opportunity allows you to review your healthcare expenses and circumstances from the past year and determine if your needs will be different in the coming year.

No matter your situation, it’s important to realize there is reliable, objective and thorough assistance available. Medicare specialists review your specific needs and preferences, and examine all your Medicare options to give you an in-depth, objective analysis before making a decision.

Along with personalized attention to your healthcare needs, you’ll receive a clear, concise view of real and comparable costs, including your premiums, deductibles and co-pays. You also have the option of receiving enrollment assistance.

Where To Get Medicare Plan Help

Medicare plan selection services can assist you, whether you are a first-time Medicare enrollee, choosing coverage during a special enrollment period, or reviewing your options for the coming year during annual enrollment.

For information on Medicare plan N click here.

The Difference Between Frogs and Toads

Frogs and toads are amphibians that can live both on land and in water. They are also vertebrates. Toads and frogs are tail-less and have short bodies with similar life cycles.

They lay eggs under water from which the larvae called tadpoles come. These grow in to the adult form of frog or toad which has the ability to live both on land and in water. Both these amphibians have vocal cords with which they make sound on land and under water.

The difference in them lies in the type of skin they have. Frogs have a wet velvety and smooth skin since they stay mostly close to water bodies. The toads have drier skin since they stay away from water bodies.

Another difference is in the location that they choose to lay their eggs. The frogs lay eggs in water bodies where other life forms like fishes do not live. Toads lay their eggs in water bodies inhabited by other organisms. Their eggs are linked up in a chain form and taste nasty as well.

They differ in the shape of their bodies. Frogs have longish body with long and webbed hind feet for leaping and swimming. Toads have rounded and short body with short and muscular hind feet for easier walking and hopping.

While frogs have fast flight to escape, toads have a gland behind their eyes which secretes poison against predators.

Frogs have a much sharper hearing as compared to toads. Frogs have larger ears than those of the toads. The eyes of the frogs protrude while those of toads are recessed.

For information on a Kambo ceremony click here.

Adult Stem Cells – The Greatest Medicine in the History of Man

I call adult stem cell the greatest medicine in the history of mankind.

Think about that a little bit. What other medicine has absolutely no side effects? What other medicine can improve the condition of 100+ diseases and conditions. What other medicine other than adult stem cells can also help horses, dogs, and cats? What other medicine can help heal serious injuries such as broken bones, cartilage, and spinal cord injuries?

Stem cell treatment using adult stem cells is the future of medicine and the future is now. Adult stem cell treatment has the unique ability to replace cells and repair tissue affected by disease, age, and injury.

Adult Stem Cell therapy offers hope to billions of people, from heart disease patients who are in congestive heart failure, to Parkinson’s and Multiple Sclerosis patients, diabetic patients so they can eliminate their insulin, even helping paralyzed patients by Spinal Cord Injuries- just to name a few.

Adult Stem Cell Treatment offers no controversy such as the controversy associated with embryonic stem cells. Adult stem cells have no risk of rejection. The worst thing that can happen when adult stem cells are used is that the adult stem cells don’t help- ie. no improvement. Not to mention that adult stem cells can save and improve millions of lives (and save billions of dollars in medical costs) right now.

Raising awareness of the benefits of adult stem cell treatment is vital to achieve that. For example, right now, in the United States, there are millions of heart patients who can benefit from adult stem cells, but it isn’t available to them. Even if they are fortunate to find the miracle stem cell treatment that may help them, they often have to travel half way around the world just to receive that treatment. There must be a better way and adult stem cells is the way. Let’s make them available in the United States and the rest of an unsuspecting world today!

The Repair Stem Cell Institute is a public-service company formed to educate, teach, and help patients with chronic diseases and conditions to find qualified doctors who provide Adult Stem Cell therapy to improve the patient’s quality of life.

The Repair Stem Cell Institute website has a list of diseases and injuries that are now being treated with adult stem cells. The site also tells the reader where and how to seek out that particular stem cell treatment.

Adult Stem Cells (AKA Repair Stem Cells) can now help more than 100 diseases and conditions. The Repair Stem Cell Institute provides the latest up to date information on these adult stem cell treatments.

Read more about stem cell injection at Dermlaze, Malaysia.

Coenzyme Q10 Essential Enzyme for Good Health

Ever since its discovery in 1957, the benefits of coenzyme Q10 (CoQ10 or ubiquinone) have been well known. It has been extensively researched and till date more than 5000 studies have been conducted. What is coenzyme Q10? It is a fat soluble compound which is both synthesized by our body as well as absorbed from the food we eat.

Coenzyme Q10 is present in every cell of our body and is essential for mitochondrial synthesis. This is the structure within our cells which convert the nutrients the body receives into energy. This is a critical function of the cells in our body especially to improve heart health. Since coenzyme Q10 can be synthesized by our body, scientists do not consider it to be a vitamin. We require an adequate intake of vitamin B6 for the body to synthesize coenzyme Q10.

What are the benefits of coenzyme Q10? There are numerous benefits and many of them are crucial for life. As stated above, its function of converting nutrients into energy is one of its life giving benefits, but the list does not end there. It has very good antioxidant properties and this prevents the damage free radicals do to our body. This coenzyme Q10 helps in increasing the oxygen utilization in our bodies. This is akin to turbo charging our bodies.

Research has shown that for adequate functioning our body requires between 3 to 5 milligrams per day of coenzyme Q10. On an average people get approximately 10 milligrams of coenzyme Q10 per day from their diet.

Coenzyme Q10 is mainly found in meat, poultry and fish in non vegetarian food and from vegetarian food such as spinach, soybean oils and nuts. Since vitamin B6 is essential for the body to be able to synthesize coenzyme Q10, foods rich in B6 such as potato in its jacket, bananas, garbanzo beans, chicken, pork, beef, fish etc. should be a part of our daily diet.

The benefits of coenzyme Q10 far outweigh any potential risks. As we get older, the production of coenzyme Q10 in our body decreases and in the heart it can be as much as 72%. This can seriously affect the body. Because of its antioxidant properties it is increasingly being used by doctors in a variety of heart problems including arrhythmia, angina, heart attacks, high BP, congestive heart failure etc. The Medical fraternity has found a useful tool in coenzyme Q10, in their battle against heart problems.

Research has shown that those who suffer from cancer had low levels of coenzyme Q10 in their body. It has also been found that a regimen of coenzyme Q10 supplements helped in strengthening the immune system. In one study, 41 women who had breast cancer were treated with coenzyme Q10. The condition of all 41 women improved. CoQ10 also helps in keeping our gums in good condition. It was also found to have anti-bacterial properties.

The thymus gland, one of the guardians of our immune system, starts deteriorating with age and this can be dramatically reduced using a coenzyme Q10 supplement. Coenzyme Q10 can be used to reduce the insulin requirement is diabetics.

Since it is fat soluble, we must eat some fat for it to be absorbed. If you are on a fat free diet, taking a little peanut butter will be enough. Since the cholesterol lowering statin drugs have the effect of reducing levels of CoQ10, Doctors give a supplement of CoQ10 to counteract this. With so many benefits of coenzyme Q10, taking a supplement of Q10 is well worth the money.

Visit Coenzyme Q10 Benefits to discover all the health benefits of using this essential coenzyme for total body health.

Weight Loss – Should You Indulge In Keto Snacks?

With so many people jumping onto the “ketogenic diet” bandwagon right now, more and more people are starting to wonder if this diet plan is for them. Even if you are not on a ketogenic diet, you would be hard pressed not to have seen keto specific food now popping up in your supermarket.

Marketers are onto the fact the ketogenic diet appears not to be going where they wanted it to and are starting to make “ready to go” keto friendly snacks. Should you indulge?

Here are some points to keep in mind about keto products…

1. Calories Matter. First, take note calories more than anything else matter here. Too many people dive into including keto snacks in their eating plan without so much as thinking about looking at the calorie count. If you eat a snack containing 400 calories that will need to be factored in somewhere! Consider weight loss pills.

Compare this to a non-traditional keto snack such as an apple at a 100 calories, and which do you think is better for your weight loss plan? You could even add some peanut butter to the apple to help better balance it out and you would still be under 200 calories, way less than the calories in the keto snack.

2. Keto Does Not Necessarily Mean “Weight Loss Friendly.” Also, remember keto does not mean weight loss friendly. While many people use the ketogenic diet to lose weight, you still need to think about calories as just noted. Some people use this diet for health reasons, and many of these snacks are better marketed to them because they are not watching their calories so heavily.

Just because a product states it is keto does not necessarily mean it is designed to help you lose weight. The ketogenic diet is a low-carb, high-fat diet so it greatly lowers your carbohydrate intake, replacing it with fat.

3. Check The Nutrition. Finally, also keep nutrition in mind. If the keto snack is heavily processed as many are, and as one aims to replace some of the processed high carb snacks in their eating plan, they are still not always healthy. A chocolate bar is never a good choice, no matter if it is a keto bar or not. So do not lose common sense just because you see the term “keto.”

If you keep these points in mind, you should be better prepared to decipher the marketing of keto products and ensure they do not steer you away from your smart course of eating healthily.

Although managing your disease can be very challenging, Type 2 diabetes is not a condition you must just live with. You can make simple changes to your daily routine and lower both your weight and your blood sugar levels. Hang in there, the longer you do it, the easier it gets.

Choosing Supplemental Health Insurance For Senior Citizens

Considering Medicare Supplement Insurance Options

Medicare is the health insurance program provided by the federal government for Americans or permanent residents who are 65 years of age or older. Americans under the age of 65 are eligible if they have disabilities or certain diseases. This program covers most health care needs, but not all. Medicare supplement insurance is also known as Medigap insurance can cover the gap between Medicare coverage and the insured payment of a deductible, coinsurance, and copayment charges.

These policies are offered by private insurance companies licensed to operate in each state and regulated by its department of insurance. Medigap benefits are defined by the federal government. Such policies only offer policy coverage deemed medically necessary by Medicare and are annually automatically renewed. Payments are typically based on a Medicare-approved charge. A Medicare supplement policy is not necessary for those who have other types of policies that provide coverage.

Within each standardized insurance plan, the benefits are the same from one company to the next; but, the premiums can vary significantly. The optimal time to purchase is during the first 6 months following your enrollment in Medicare. This is the only time insurers have to accept you regardless of preexisting health conditions. Whether you have to file a claim form depends on your doctor or other health care provider. They might file the forms for you, or else you will need to file the forms yourself.

Differences In Medicare Supplement Insurance Plans

Once you become eligible for Medicare health insurance, you might need to consider Medicare supplement insurance plans. Medicare covers most needs. Those needs not covered can be covered by supplemental insurance alternatively known as Medigap that fills the gaps between Medicare coverage and the payment of out of pocket costs.

The Medicare supplemental insurance policies are provided privately by insurers licensed in the state where they offer the plans. Policy coverage and payments are based on Medicare standards. Such policies are renewed yearly. You may not need one should you have sufficient coverage otherwise. The twelve standardized supplemental plans offer different benefit combinations. Plan A provides the least and is the cheapest. Plan J provides the most and is the most expensive. All insurance companies that offer supplemental insurance must offer Plan A. But, they do not have to offer the other plans, which may also not be available in every state.

For each type of plan offered by different insurers, the benefits are the same. However, premiums can be different. The best time to get a plan is within the first six months of enrollment in Medicare. As this is the only time, insurers are required to accept you irrespective of your preexisting conditions. If your doctor or other health care provider, files forms for you will not need to do it. Otherwise, you will.

The Nuances Of Medicare Supplement Insurance Plans

Medicare supplement insurance becomes a consideration when you are eligible for Medicare health insurance and might need it. Even though Medicare coverage is quite comprehensive, it might not suffice. If this is the case, these Medigap plans offer a gap covering solution.

These policies are provided by private insurers and are automatically renewed each year. The policy coverage is what is determined by Medicare and payments are based on Medicare charges. If your coverage suffices through other insurance you might have, this option is not for you.

Premiums can change each year to accommodate inflation and based on how they are calculated. At the start of the year, Medicare adjusts benefits to inflation and Medigap premiums change in tandem. However, the premium setting method can lead to further changes, if calculated by the attained age method that rises with age. The best choice is to select the most suitable plan and then purchase the policy with the lowest premium that does not apply the attained age calculation method to learn more.

Considering Cool Sculpting

About a dozen years ago I found myself very overweight. It had added up after 3 pregnancies. I had lost some, but not all of my pregnancy weight and by the time my third child was born I really needed to lose some weight. So, I did what most people do – I started working out and eating better. But, at the end I needed more and I wanted to know what the best body area for cool sculpting might be.

I was lucky in that I found a good friend to work out with. We had a nice friendly competition going so we spurred each other on. So, after about a year I looked great. The problem was that I still had some spots that had too much fat.

I don’t know if you know it or not, but there is no such thing as “spot reducing”. What that means is that you can’t just eat right and diet and expect to lose all your weight from your stomach area, for example. You will continue to lose weight from all over your body.

So, you may be wondering, what happens when you’ve lost all the weight you want to lose around the rest of your body but you still have those spots that you need to lose weight from? If you can’t spot reduce then what do you do? If you continue to lose weight all over when you really don’t need to just to lose the rest of the weight in those trouble spots won’t you end up looking emaciated?

And yes, if you continue to lose weight and you only have one or two trouble spots where you really need to lose weight, you may well start to look bad. The answer at that point is to find a safe procedure that can take out that excess fat just on those trouble spots.

cryolipolysis at home
cryolipolysis at home

That is where liposuction or an updated, non invasive alternative such as Cool Sculpt will come into play. You can even do cryolipolysis at home.

The nice thing is that the best body area for cool sculpting are those areas where most of us need it the most.

The spot reducing technique called Cool Sculpt, which is a cool laser targeted to fat cells in the skin, is one way to accomplish it. This method is non invasive and FDA approved and is approved to help you get rid of those unwanted pockets of fat on the stomach, hips, thighs, butt, flanks and back. In short, the areas most of us need it.

It is not recommended for small areas but lets face it; most of us don’t need it on small areas anyway.

So, if you’ve dieted and exercised, with your doctors approval of course, but you still have some trouble spots, techniques such as Cool Sculpt may be just what you need to get the total look you want.

And, since the best body area for cool sculpting are those areas that most of us tend to struggle with anyway it can be the answer to what you had hoped to accomplish.